Privacy Policy

Last updated: April 16, 2026

This Privacy Policy describes how Egor Diachenko ("we", "developer") collects, uses, and protects information in connection with the Why Pay?! mobile and desktop application ("App").

1. Information We Collect

If you use the App without registration (guest mode), all data — tasks, notes, and settings — is stored locally on your device only. We do not collect or transmit any personal data in this case.

If you create an account, we collect and store on our servers:

• Username (login) you choose
• Email address (optional, used for password recovery)
• Your tasks, notes, categories, and app settings
• Date and time of account creation and updates

2. How We Use Your Information

• To provide and sync your data across your devices
• To send a password reset link to your email if requested
• To improve the App based on aggregated, non-personal usage patterns

We do not sell, rent, or share your personal data with third parties for marketing purposes.

3. Data Storage and Security

Your data is stored on secured servers. We use industry-standard measures to protect your information from unauthorized access, alteration, or disclosure. Account passwords are stored in hashed form and are never accessible in plain text.

4. Cookies and Analytics

Our website uses Yandex.Metrica to collect anonymous visitor statistics. Yandex.Metrica uses cookies to analyze user behavior on the website. This data does not contain personal information and is used solely to improve the website.

You can disable cookies in your browser settings. This will not affect the functionality of the App.

5. Third-Party Services

The App and website may use the following third-party services:

• Push notifications — delivered via Apple Push Notification Service (APNs) or Google Firebase Cloud Messaging (FCM). These services may receive your device token but not your personal content.
• Yandex.Metrica — used on our website for visitor analytics.
• Google Fonts — used on our website for typography.

6. Data Retention

We retain your data as long as your account is active. You may delete your account at any time from the Profile section of the App. Upon deletion, all your data is permanently removed from our servers within 30 days.

7. Children's Privacy

The App is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, please contact us and we will delete it.

8. Your Rights

You have the right to:

• Access the personal data we hold about you
• Correct inaccurate data
• Request deletion of your data
• Export your data

To exercise these rights, contact us at info@whypay.ru.

9. California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal data we collect and for what purposes
• The right to request deletion of your personal data
• The right to opt out of the sale of personal data — we do not sell your data
• The right to non-discrimination for exercising your rights

To exercise these rights, contact us at info@whypay.ru.

10. European Union Residents (GDPR)

If you are located in the European Union, you have rights under the General Data Protection Regulation (GDPR):

• Right of access to your data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restriction of processing
• Right to data portability
• Right to object to processing

The legal basis for data processing is your consent (when creating an account) and performance of a contract (providing the App's services). To exercise your rights, contact us at info@whypay.ru.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the date at the top of this page. Continued use of the App after changes constitutes your acceptance of the updated policy.